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Travel Medical Insurance

Date:2011-08-01 12:08From:Shanghai Author:admin Hits:clicks

  

Travel Medical Insurance reimburses you for emergency medical expenses incurred when you are traveling or living in a foreign country. Compare the different plans available via the matrix below and use the links at the bottom to check prices. visa insurance

 

VIP insurance

    International citizens US citizens   Great for Kilimanjaro!
Plan Name

World Nomads

visa insurance

Patriot America

shanghai insurance

Patriot International visa insurance

Travel Select Travel Insurance

ihi Bupa Single Trip or Annual Travel Insurance

shanghai insurance

Company

World Nomads Travel Insurance

medical insurance

International Medical Group 

Travel Insurance

International Medical Group  Termlife Insurance

Travelex Insurance Services  Healthcare insurance

ihi Bupa Travel

Termlife Insurance

Purchase

  shanghai insurance

 

Healthcare insurance

  Termlife Insurance

  medical insurance

  shanghai insurance

Underwriter

A Rated insurers including Jefferson or BCS Insurance Company, depending on your state, Arch Capital Group, ihi BUPA, certain underwriters at Lloyds or Chartis depending on your country of residence.

shanghai insurance

Sirius International – Rated A (excellent) by A.M. Best

medical insurance

Sirius International – Rated A (excellent) by A.M. Best Travel Insurance

Nationwide Mutual Insurance Company – AM Best Rating A+ VIP insurance

ihi Bupa Travel, a member of Bupa Group, rating Api

shanghai insurance

Available To

International citizens traveling outside home country, USA residents traveling over 100 miles from home & Canadian residents traveling out of province.

Travel Insurance

International citizens traveling outside home country

Termlife Insurance

US citizens – traveling abroad

Travel Insurance

US Residents – Not available in Indiana, New Hampshire or Washington State

Termlife Insurance

All Nationalities medical insurance

Medical Expenses

$100,000 to unlimited coverage depending on country of residence VIP insurance

$50,000 up to $1,000,000 Per Person
age 70 – 79 $50,000 Maximum
age 80+ $10,000 Maximum

visa insurance

$50,000 up to $2,000,000 Per Person
age 70 – 79 $50,000 Maximum
age 80+ $10,000 Maximum global insurance

$50,000 per person – Primary Coverage global insurance

Unlimited coverage
More coverage details visa insurance

Pre-existing Conditions

No Coverage

global insurance

No Coverage Termlife Insurance

$15,000 Medical/$25,000 Evacuation coverage for
sudden recurrence of a Pre-exisitng condition when outside US VIP insurance

Subject to 60 day lookback period from purchase date for unstable pre-existing medical conditions VIP insurance

Pre-existing medical conditions are excluded – However, a pre-existing conditions application is available to send in for underwriting review and possible approval.

Healthcare insurance

Emergency Evacuation

$500,000 to unlimited coverage, depending on your country of residence

medical insurance

Up to Policy Maximum when coordinated through IMG Healthcare insurance

Up to Policy Maximum when coordinated through plan
administrator

visa insurance

$500,000 per person VIP insurance

Unlimited coverage global insurance

Repatriation of Remains

$10,000 to unlimited coverage depending on your country of residence visa insurance

$25,000 when coordinated through IMG

Healthcare insurance

$25,000 when coordinated through plan administrator

global insurance

Included in Emergency Evacuation

medical insurance

Unlimited coverage

shanghai insurance

Emergency Reunion

Cover for a relative or friend to visit you in hospital or accompany you home. Limits depend on your country of residence and the circumstances.

Healthcare insurance

$15,000 – maximum 15 days for friend or relative’s
travel expenses should you require Emergency Medical Evacuation

Healthcare insurance

$15,000 – maximum 15 days for friend or relative’s
travel expenses should you require Emergency Medical Evacuation Travel Insurance

If traveling alone and hospitalized 7 days or more. Provides transportation for friend or relative to be with you Travel Insurance

Compassionate Emergency Visit coverage

VIP insurance

Accidental Death & Dismemberment

$10,000 to $75,000 depending on your country of residence

global insurance

$25,000 Per Person
Optional increase of $100,000 to $400,000 available medical insurance

$25,000 Per Person
Optional increase of $100,000 to $400,000 available VIP insurance

$25,000 per person – 24 hour coverage VIP insurance

No coverage

Termlife Insurance

Flight Accident

Included in medical and accidental death benefit limits

Healthcare insurance

$50,000
(included in Common Carrier) Termlife Insurance

$50,000
(included in Common Carrier) Termlife Insurance

Upgrade available in Optional Transportation Pak $200,000 – as confirmed on your confirmation of coverage letter medical insurance

No coverage Termlife Insurance

Trip Cancellation

Up to $10,000 depending on your country of residence VIP insurance

No Coverage

Healthcare insurance

No Coverage shanghai insurance

100% Trip Cost medical insurance

No coverage

VIP insurance

Trip Interruption

Up to $10,000 depending on your country of residence visa insurance

Up to $5,000 for economy return ticket for death
of your immediate family member while traveling

global insurance

Up to $5,000 for economy return ticket for death
of your immediate family member while traveling

medical insurance

150% of Trip Cost
$0.00 trip cost (post departure) plans include Return Air Only coverage up to $1,000

medical insurance

No coverage medical insurance

Trip Delay

Policy conditions depend on your country of residence

global insurance

No Coverage visa insurance

No Coverage

medical insurance

$750 Per Person – if delayed 5 hours or more medical insurance

No coverage global insurance

Sports & Hazardous Activities

Cover for wide range of Adventure Sports

VIP insurance

Leisure Sports Rider avialable
Extreme Sports Rider available

VIP insurance

Leisure Sports Rider avialable
Extreme Sports Rider available VIP insurance

Upgrade available in optional Athlete Lifestyle Pak – as confirmed on your confirmation of coverage letter Travel Insurance

No coverage Termlife Insurance

Lost Baggage

Up to $2500 depending on your country of residence

medical insurance

$50 per item up to $250 maximum (while in the possesion
of a Common Carrier) Healthcare insurance

$50 per bag up to $250 maximum (while in the possesion
of a Common Carrier)

shanghai insurance

$1,000 per person / $300 per article

Healthcare insurance

No coverage VIP insurance

Baggage Delay

No Coverage

medical insurance

No Coverage

visa insurance

No Coverage

global insurance

$250 – 12 hour minimum delay for lost or misdirected baggage

visa insurance

No coverage

Healthcare insurance

Supplier Bankruptcy/Default

No Coverage

medical insurance

No Coverage visa insurance

No Coverage

Travel Insurance

Coverage begins 14 days after policy effective date. shanghai insurance

No coverage

Travel Insurance

Labor Strike

No Coverage

Termlife Insurance

No Coverage global insurance

No Coverage global insurance

Unforeseen strike that causes complete cessation of travel supplier services for 24 consecutive hours Healthcare insurance

No coverage medical insurance

Terrorism

Policy conditions depend on your country of residence

visa insurance

Included – up to $50,000 medical insurance

Terrorism rider available for 25% additional premium
(medical coverage only) visa insurance

This benefit only applies if the plan has been purchased within twenty-one (21) days of your initial trip payment or deposit. shanghai insurance

Accidents from Terrorist Acts are covered. War Risk coverage for Iraq and Afghanistan available. Please call for details.

VIP insurance

Rental Car Insurance

No Coverage

global insurance

No Coverage

Travel Insurance

No Coverage

Healthcare insurance

Transportation Pak upgrade available – as confirmed on your confirmation of coverage letter

visa insurance

No coverage

visa insurance

Travel Assistance

24 hour Toll Free Emergency Medical Assistance visa insurance

24 hour Toll Free Emergency Medical Assistance Travel Insurance

24 hour Toll Free Emergency Medical Assistance

Healthcare insurance

Included Termlife Insurance

24-hour emergency service: IHI Assist. global insurance

Special Features

* Buy, extend and claim online from anywhere in
the world * Purchase whilst away from home * Free specialist safety alerts and advice, travel Q&A service,
travels journals and language guides VIP insurance

Home Country Coverage available for International
Citizens visiting their home country (select Patriot Return Rider) global insurance

Instant on-line fullfillment global insurance

Children under 18 are covered at no additional cost. Children must be related to the primary insured. Exclusions for Pre-Existing Medical Conditions do not apply to Non Traveling Family Members

shanghai insurance

A Pre-existing conditions application is available to submit to underwriting for possible approval

Healthcare insurance

Length Of Coverage

2 days up to 12 months, depending on country of residence. Unlimited extensions.

visa insurance

10 days to 12 months Travel Insurance

10 days to 12 months shanghai insurance

Max trip length: 180 days Healthcare insurance

up to 365 days visa insurance

Over 65 Travel Insurance

No visa insurance

Yes

Travel Insurance

Yes

VIP insurance

Yes

Travel Insurance

No

Healthcare insurance

Purchase





Victor (Qinhua)秦华 『Shanghai Insurance』Shanghai life insurance agent Shanghai Global Medical Insurance
Service:Healthcare/Education/Retirement/Diseases/Accidentcal/Group Insurance/
『Shanghai hotline』:13761630213, QQ:107242375, Email:13761630213@163.com
选择保险事业 为了爱,为了一份坚定的承诺!MSN:
Shanghai地区请直接拨打本人电话,应约免费上门提供免费保险方案。
Baoxian.ws>>      Get Travel Insurance By Credit card>>        Term Life Insurance>>     Shanghai Medical    
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